why is it that New Year resolutions are so often abandoned?
Perhaps some goals are just too lofty. Others are not realistic.
Sometimes we just don't want it bad enough. However most of the time it is
because the goal does not have an ACTION PLAN.
For instance, if one of your goals is to lose weight next year-
just saying you want to do it will probably not work. You need to have an action
plan. In this case, you could resolve that for the first 3 months of the new
year you will not eat anything after 8:00 in the evening.
If you do just this one thing, you will lose weight. If you are
able to keep this resolve for 3 months, it will probably become a habit.
Therefore, there is no need to commit yourself to a whole year, which would seem
overwhelming and probably cause you to get discouraged and quit.
Most of us are going to have some kind of a financial goal for
next year, whether it is to pay off bills or save money. When you set your
goals, get as specific as possible.