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Budgeting for Furniture for a New Home

By Alyssa Davis

If you are buying a new home, or just moved into a new home, chances are that you have more space and need some additional furniture. If you are like most folks, you are financially "maxed" out after purchasing a new home, and to top it all off . you now have a huge monthly mortgage payment to make, too. That can put a damper on the available budget that you have for buying a few new furniture items to place in your new home. There are ways to budget for furniture purchases for your new home, however; some of them are a bit craftier than others. Honing your bargain-hunting skills has never been more important.

Take Your Time

While some purchases might be more pressing than others when it comes to buying furniture for your new home, some purchases that you want to make are likely "wants" as opposed to "needs". Take care of the furniture needs that you have first, like a bigger refrigerator, for instance. Then you can address the wants that you have. The key to staying on your furniture budget is to be patient and don't go for the first piece that catches your eye. Most retail furniture stores know that while furniture buying in general is planned, most actual furniture purchases are impulse buys. That's why everything in their show room is set up to be so appealing and so that you can envision your living room, kitchen, or bedroom looking it's most beautiful . and then they go in for the "kill". It takes a lot of willpower (especially when you've got a big home to fill with furniture) to hold off on impulse buying, but it can be done. Just imagine the savings that you'll pocket when you find that sectional sofa for four hundred dollars less a few months on down the road. Be patient when buying new furniture and you'll see great financial rewards.

Estate Sales and Tag Sales

Not every piece of furniture that goes into your new home has to be new. You can oftentimes find great deals on items that are on your wants-and-needs list by shopping estate sales, tag sales, yard sales, and garage sales. Browse your daily newspaper, Craigslist.Org, and bulletin boards at the supermarket to find these types of sales in your area . and take an afternoon or weekend to look around. There are some terrific bargains to be had on quality furniture when people downsize their lifestyles, move, sell their second home, or when a family member passes away and their survivors do not need the furniture in their estate. One big advantage to estate sales is that if you like the decorating style of the original furniture owner, you can oftentimes purchase an entire room of furniture for your new home at bottom-of-the-barrel prices. You can also find items of furniture that are in good sound shape but need a simple reupholstering job in order to make them suit your dér.

Furniture Consignment Shops

You should also consider checking out any furniture consignment shops in your surrounding area. This type of shop allows people who have furniture to sell to place it in the shop for others to see, and then charges a commission when a piece sells. Some furniture consignment shops also sell inventory for model home manufacturers who sell off furniture that was used to stage a home while it was on the market.

As you can see, with a bit of planning, legwork, and imagination, you can find the furniture you need for your new home without going over your budget.

Senior staff writer for, Alyssa Davis, offers design advice on decorating with decorative wall art and car metal wall art.

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