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Frugal Living, Saving Money, Promoting Thrift
and Happy Homes

Frugal Living and Selling Your Home - Increase The Value Of Your Home, by Benedict Rohan

The property market is very unpredictable nowadays – sales are slower and buyers more demanding. It can therefore be difficult to make a profit on selling your home unless you think carefully about how to make it more marketable. Increasing the living space is always the best way to add value to property, for example by building an extension or conservatory or converting a loft or basement, but this can involve major work and a large outlay. For those who can’t afford to make such big changes, simply renovating or redecorating can make a difference, and it needn’t be expensive. ..

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Frugal Living and Children - How to Bring the Educational Benefits of Games to Your Child,  by Suri Poulos

When you watch children playing games, from checkers to football, you can see that they are both having fun and learning important skills such as teamwork, strategy and cooperation.

There is prestigious support behind the educational benefits of games playing:

The head of Ofsted was quoted in national papers a few years ago saying that children who play games at home with their families do better at school. ..

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Frugal Living and Entertainment - Saving Money on Eating Out, by Debra Jacobson

If you're anything like most people, you probably enjoy eating out. Who doesn't like to eat out? Someone else makes your food and oftentimes it's better than the stuff you make at home!

Southern Fried Chicken Strips Ingredients: 1 lb of chicken breasts, cut into strips 1 cup buttermilk 1 1/4 cup of flour 1 tbsp of chicken instant bouillon ...

Onion Rings Ingredients: 1 onion (cut into 1/4 inch slices) 1 egg 1 1/4 cup of four 1 cup of milk ...

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Frugal Living and Stress - Eight Simple Stressbusters for Moms, by Susie Michelle Cortright

Among our most critical responsibilities as mothers is the responsibility to the self -- the responsibility to recharge our resources so that we feel balanced, energized and able to thrive under life's demands (and to model this healthy approach to stress for our children).

Choose a life of less stress by identifying your stress points. You can start by answering the following eight questions in your personal journal:

1. Whether you're a WAHM, a SAHM, or a mom who works outside the home, why did you make that lifestyle choice? Write down all the reasons, both personal and professional...

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Frugal Living and Happiness - As-If Strategy, by Kathy Gates

While listening to the news reports on war on terror, I often hear the generals or other officers use the phrase "we're acting as-if". 

What they mean, of course, is that they don't always have concrete, substantial evidence to stand on yet, but given what they do know, and in order to make the best use of time now, (instead of possibly missing an opportunity by waiting), they act "As-If". 

I wondered, what if I used this strategy in my daily life? ...

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Frugal Living, Hobbies and Clothing - Clothing Can Create an Optical Illusion - Good or Bad, by Sarah Doyle

Too frequently, even the most accomplished sewer finds the results of her efforts simply hanging in the closet or being worn self-consciously.

In most cases, such discouraging experiences cannot be blamed on the actual sewing, but rather on the optical illusion that was created because of the pattern design that was used, or the fabric chosen for the garment...

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Frugal Living and Jobs - Resume Tips: Five Ways to Grab Employers' Attention,By Deborah Walker

With today's level of competition for good jobs your resume has got only one chance to make a great first impression. To be considered for interviews your resume must have that special something that grabs the reader's attention and motivates them to call you. Here are five strategies for transforming a blah document into a WOW resume that will get employers calling you.

1. Keep your focus clear and to the point.

The first thing potential employers need to know is what you do and the position you are interested in. In the past job seekers have used an objective statement at the top of their resume to indicate their employment interest...

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Frugal Living and Emotional Well-Being - One Minute "Wake-Ups",By Susie Cortright

We all get frazzled. We all get overwhelmed and snappy. And we all need to re-center before we share that feeling with the rest of the world.

Here are a few one-minute "wake-ups" that will help you to re-focus on what's important.

- What are you thankful for? List as many Gratitudes as you can in one minute. Don't think; just write.

- Recite one-liners: uplifting quotes or favorite Bible verses...

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Frugal Living and Frugal Recipes - Perfect Pie Recipes for All Occasions, by Patrick Carpen

Whether you seek that fresh out of the oven masterpiece to warm you on a winter's night, or if you want a nice chilled and light-tasting pie, there are certainly hundreds out there for you to choose from! Finding the right recipe could pose a bit of a challenge, though! To aid you in your quest for a great tasting pie, this article will include several of my favorite pie recipes...

Peanut Butter Pie Ingredients: 20 fun size Snickers bars, chopped 2 fun size Snickers bars, chopped 3 tbsp of half and half 2/3 cup creamy peanut butter ...

Coconut Cream Pie Ingredients: 1 (9-in) pie shell (baked) 1 cup of flaked coconut (toasted) 3 cups of half and half 3/4 cup of white sugar ...

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Frugal Living and Healthy Living - How To Keep A Healthy Brain As You Age,By Brad Bahr

A dynamic mind is a great mind, so keeping your mind keen is a good part of aging well and living an improved life as you get older. If you continue to test and occupy your brain with activities such as continued learning and good dieting, you can preserve your healthy brain.

Expanding your horizons everyday and participating in actions that make you think on your feet and process information accurately and quickly will make a huge difference as you get older. Sometimes a bit more effort is needed, but by continuing to expand your mental muscles will pay off in a big way towards great learning and memory skills...

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Frugal Living and Credit Cards - 7 Tips To Give Your College Student About Credit Cards, by Lois Center-Shabazz

When my niece moved to our town to go to college she gave her university our home as her permanent address. This gave me a wonderful opportunity to experience something I had little knowledge about. Over the course of several months I received dozens of calls a week from credit card companies offering my niece her own credit card. I was shocked! Not only were credit card companies trying to give my unemployed college student niece her very own credit card, there were at least five of them forcing their credit on her...

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Frugal Living and Activities for Children - Fun Activities for Kids - When There's a Party to Organize, by Ivana Katz

Are you looking for some fun party games and activities for your children's birthday? Here are some ideas to get you started!

Breakfast for Goldilocks
Age suitability: 3+
You will need: two teams, paper plates, porridge oats

Pass each child a paper plate and divide them into two teams. ..

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Frugal Living and Beauty - Hair Conditioning Treatments - Do They Work?By David McEvoy

The secret to success as far as hair conditioning treatments is concerned is to know your own hair type and to know what you are looking for in a hair conditioner or conditioning treatment. So first of all we will look at what the difference is between a hair conditioner and hair conditioning treatment and how they each do their job....

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Frugal Living and Frugal Recipes - Easy Casseroles and Meat Pies, by Patrick Carpen

Finding the time to cook a balanced meal that is also tasty can be difficult, especially for those of us with busy lifestyles! This is where casseroles and meat pies can come in handy! They are easy to put together and won't cost a lot as far as ingredients go—you usually have the ingredients on hand...

Cottage Pie Ingredients: 2 lbs potatoes, peeled and cut for boiling 3 tbsp butter 1/4 cup milk 1/2 of a small onion, finely chopped

Beef Pie Ingredients: 1 lb ground beef 1 pie shell, frozen-deep dish 1/2 cup chopped onion 2 tbsp flour

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Frugal Living and Emotional Health - Are You Living In the Past?  By Susan Russo

"Acceptance of what has happened is the first step to overcoming the consequence of any misfortune." -William James

Do you ever lie in bed at night and find yourself in the midst of a mental dialogue with someone who has recently caused you some kind of turmoil or who has upset your life?

You go over the situation in your mind- what happened, how it was handled, how it should've been handled, what you said, what you didn't say, what you want to say now, etc. ...

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Frugal Living and Frugal Recipes - Potato Soup, by Wendy Kennedy

Ingredients

3 tbsp butter or margarine
1 onion, diced
1/2 cup diced carrot
1/2 cup diced celery...

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Frugal Living and Frugal Cleaning - Recipes for a Cleaner Kitchen on a Budget, by Patrick Carpen

Do the prices of Lysol and other kitchen cleaners make you gasp in disbelief? With so much media hype surrounding name brand cleaning products, it's no wonder that many people find themselves suckered into believing that these name brand cleaners are the only way to ensure that the kitchen is really clean.

In all actuality, the more harsh cleaners often contain chemicals and heavy fragrances that can cause a variety of unpleasant symptoms, such as: itchiness in the throat, watery eyes, and even the provocation of an asthma attack. Some of the more everyday cleaners-such as all-purpose sprays-are based off of age-old recipes that people have been using for years...

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Frugal Living and Personal Finance - What is a Financial Notebook and Why do You Need One?By Nikki Willhite

What is a financial notebook? A financial notebook is basically a record of "All Things Money" when it comes to your family. Your book should have everything you, (or someone else) need to know about your finances and other matters of daily living.

Why do you need a financial notebook? I can't stress how valuable it may be to you someday, or to your family...

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Frugal Living and Money - 8 Benefits of Paying Bills on Time,By Bruce Dinger

We often take paying bills for granted. We routinely do it and not think much about it. We sometimes are not even concerned if we pay bills late. But there are some potential major benefits of paying your bills on time. Here are a few of the important ones:

Improved Credit Score (or FICO)

Simply stated, every time you apply for a loan, mortgage or maybe even insurance, the institution to which you are applying will check your credit rating and credit score...

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Fun For Children - Saving on Child Entertainment By Debra Jacobson

When it comes to your kids you know them best. You know what makes them smile. The younger your children are the easier they are to entertain. The funny thing about one-year-old children and their birthday parties is the reactions and the expense. If you have kids then you have been there; everyone gets together to celebrate your child turning one...

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A Frugal Christmas - Holiday Savings By Debra Jacobson

When the holidays come around we all find the spirit of giving, making, and spending. The latter is the one we dread, but it is also the one we can work around if we have the right tips to follow...

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Frugal Budget - Be On Time For Savings By Debra Jacobson

We all want new and creative ways to save ourselves some cash. We.ve already started implementing the most basic principles such as keeping the car tires properly inflated, clipping and printing dozens of coupons...

 

What's for Dinner?

Cheese Enchiladas COMPLETE RECIPE INDEX

 

 

 

 

 

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Frugal Footnotes   

                                  Winter 2010                                                       

Seasonal Sales -  Clearance on winter clothes; coats, boots, shoes, purses,
and other seasonal items.  Continued clearance on Holiday items and toys.
January White Sales - linens, towels, bedding, etc.

Seasonal Articles - 1 Step Program in Achieving Your New Year's Resolutions
A Dozen Ways to Pay Off Those Credit Cards in the New Year 
Jump Start Your New Year with 7 Smart Habits  A New Year, a New Beginning

Food -   Potato Pancakes   Crockpot Corned Beef and Cabbage   Microwave Meatloaf
Chicken Enchilada Casserole    How to Make a Delicious German Crumble Cake   Chocolate Chews   Fun Winter Cookie Pops


Winter  Produce  -   apples, artichokes, cabbage, cauliflower, celery, onions, oranges, pears, potatoes, squash

Frugal Inspiration - " Resolve to make at least one person happy every day,  and then in ten years you may
have made three thousand, six hundred and fifty persons happy, or brightened a small town by your
contribution to the fund of  general enjoyment."   Sydney Smith